Car Loan Credit Application

Apply Online for a New Model Lease or Auto Loan

Here at Lithia Chrysler Dodge Jeep Ram Fiat of Spokane, we strive to make the financing process as simple as possible for our customers. To streamline the experience, we've provided an easy online finance application. It only takes a few minutes to complete and you'll only need some basic personal information. When you've found the vehicle you want, follow the steps to complete and submit the secure application:

  1. Provide your personal information.
  2. Provide your loan and vehicle information.
  3. Provide information about your employment and income.
  4. Provide your residence information.
  5. Submit the application.

Once we have received your application, our staff will review the information and work with our trusted lenders to secure loan offers. We'll follow up with you to provide your financing options and help you choose the best plan.

Will I Qualify for an Auto Loan or Lease?

Our staff works with customers of varying financial backgrounds every day. Our knowledge and resources help secure auto financing for all kinds of shoppers, even ones with low credit scores. We leave no stone unturned in the search for affordable car loans, working with a variety of lenders to get the best rates and payments for new and usedcars. If one lender doesn't offer financing, another may choose to take your business.

Additionally, lease options typically have less stringent credit requirements than loans. If you don' t qualify for a loan, you can apply to lease a new model.

Should I Lease or Loan a Car?

Leases and loans both have their advantages. A lease offers low monthly payments and the ability to easily upgrade every couple of years, but you won't own the car. A loan allows you to take ownership of the vehicle, but usually has higher monthly payments than a lease. But both make the cost of a new vehicle more manageable by splitting up payments over time.